Aside from your home, renters, auto or umbrella insurance policies, can you say with certainty that your belongings are fully covered in the event of a loss? When you sit down and really think about it, what are some valuable items that you own that mean a great deal to you?

There are several possibilities that could fall into these criteria, whether it is a sentimental family heirloom or a classic car that your father once owned, ensuring that these items are properly insured in case of an unfortunate loss is vital to your peace of mind, finances and your family legacy.

Here are a few thoughts to consider as you take note of your meaningful valuables and consider your options to insure them and give you peace of mind in the event of a loss.

Take an Inventory

Consider the items you own and have in your possession that are meaningful to you and are valuable from a financial standpoint.

Items that many consider valuable might include:

• coin collections

• furs

• watches

• jewelry

• art

• firearms

Do you have your great aunt’s broach? Your grandmother’s priceless wedding ring? Maybe you have inherited your father’s classic car, or found a coveted Stradivarius violin in the attic? No matter what your situation might be, determining what you have and then deciding what you would like to insure can get you on track to protecting your valuables and providing you peace of mind.

Get an Appraisal

For many people, when they think of appraising unique and valuable items, Antiques Roadshow might come to mind. Although you and your item(s) may not be featured on television, you can still know the true value of the unique valuables you own.

Obtaining an appraisal and determining the insurance value is important in making an informed decision. Whether it is your Rolex watch, engagement ring, or some other priceless family heirloom, getting an appraisal can help you know the value of your item(s) and to then have a starting point when speaking to a trusted insurance agent and exploring your insurance coverage options.

Meet with an Agency/Agent

Insuring your jewelry or other items is a necessity when it comes to protecting your valuables or family legacy. Whether it is amending your current insurance policies or adding a new policy, the first step is talking to someone you can trust and that has your best interests at heart. By knowing what agents are in your area and knowing what services and polices they offer, you will have the benefit of deciding what you should do in your unique situation.

When it comes to insurance needs in Santa Barbara and in the surrounding areas, there are many options to consider, however; using a family-owned, award-winning agency is a wonderful place to start. The Weiser Agency is the perfect choice when it comes to knowledgeable service, valuable experience and establishing a family relationship. Set up a time to meet with an agent and explore your options when it comes to insurance coverage for your valuables. Visit our website and fill out our contact form here or call us at (805) 984-3777.